1. Acceptance of Terms

By accessing this website, you agree to comply with these Terms.

2. Services

Virtual Assistant 101 provides:

• VA training programs
• VA placement services
• Business support solutions

We reserve the right to modify or discontinue services at any time.

3. User Responsibilities

You agree:

• To provide accurate information
• Not to misuse the platform
• Not to engage in illegal activities

4. Payments & Refunds

• Payments must be made in full before service delivery
• Refund policies will be clearly stated per service

5. Intellectual Property

All content, materials, and training modules are owned by Virtual Assistant 101 and may not be copied or distributed without permission.

6. Limitation of Liability

We are not liable for:

• Loss of income or business opportunities
• Client-VA disputes
• Third-party platform failures

7. Governing Law

These Terms are governed by applicable laws in the Philippines and relevant international jurisdictions.